Terms of Service

1. Nature of This Site

This website provides:

• Information about insurance sales opportunities
• Recruiting content
• Scheduling tools
• Onboarding and licensing support

This is not an employment offer.

Participation is as an independent contractor, not an employee.

2. No Income or Success Guarantees

We make no guarantees regarding:

• Income
• Commissions
• Sales results
• Licensing success
• Business performance

Results vary based on effort, skill, and market conditions.

3. Eligibility

You must:

• Be at least 18 years old
• Provide truthful information
• Comply with applicable licensing laws

We may refuse service at our discretion.

4. Communications Consent

By submitting your information, you consent to receive calls, emails, and SMS related to recruiting and onboarding. You may opt out at any time.

5. Acceptable Use

You agree not to:

• Submit false information
• Attempt unauthorized system access
• Copy or distribute site content
• Interfere with site functionality

6. Intellectual Property

All content on this site is owned by Neff-Cullen & Partners and may not be copied or reused without permission.

7. Third-Party Services

We use third-party tools for hosting, messaging, and analytics. We are not responsible for their independent services or policies.

8. Disclaimer of Warranties

The site is provided "as is" without warranties of any kind.

9. Limitation of Liability

To the fullest extent permitted by law, Neff-Cullen & Partners is not liable for indirect, incidental, or consequential damages arising from your use of the site.

10. Arbitration & Dispute Resolution

All disputes shall be resolved by binding arbitration in Nevada.

You waive the right to jury trials and class actions.

11. Changes

We may modify these Terms at any time. Continued use constitutes acceptance.

12. Contact